LEGAL
NOTICE.
In accordance with legislative provisions on trust in the digital economy, this document certifies the identity of the stakeholders involved in the creation and monitoring of our financing infrastructure.
01 Site Publisher
This portal is published by the company:
Corporate Name
IBM FINANCES
Legal Status
Variable Capital Finance Company
Registered Office & Administration
Johan Huizingalaan 765 P.O. Box 9999 1066 VH Amsterdam NetherlandsOfficial Contact
info@ibm-finance.com02 Publication Management
The Publication Manager, whether a natural person or legal entity, ensures editorial integrity and compliance of the information distributed on this platform.
Head of Content
Corporate Communications Department
03 Infrastructure Hosting
Our server security meets Tier-III standards, ensuring critical data redundancy.
Technology Provider
Cloud Infrastructure Services Europe
Hosting operated on highly secure servers located within the European Union (Germany / France), guaranteeing full financial data sovereignty.
04 Banking Regulations & Approvals
As an intermediary in banking operations and payment services, IBM FINANCES carries out its activities under the supervision of the relevant national authorities.
Consumer Protection
Strict compliance with European directives on consumer credit and mortgages.
Anti-Money Laundering
AML-CFT protocols applied to every file to ensure the lawful origin of financial flows.
05 Intellectual Property
The site architecture, scoring algorithms, simulators, as well as graphic and textual elements are protected by copyright and global intellectual property laws. Any reproduction without written mandate from the publisher may be subject to criminal penalties.
06 Consumer Mediation
In the event of a dispute not resolved by our customer service, you have the right to contact a consumer mediator free of charge. The mediation procedure is an amicable step prior to any legal action.
Supervisory Authority
Prudential Supervision & ResolutionCertified compliant with European law
Version updated on 02/02/2026